Travel Insurance for Desert and Off-Road Tours
Everything you need to know about travel insurance for your Morocco off-road adventure.

Why Travel Insurance is Essential
Off-road riding carries real risks, even with careful guides. Travel insurance covers medical costs, evacuation and cancellations that we cannot. We recommend every guest has a policy that includes adventure activities. safety standards.
What our insurance covers
Roadless Morocco is fully insured. Every tour includes liability insurance, and our vehicles are insured.
- Liability insurance
- Vehicle insurance
Important: Our insurance does NOT cover personal injury, medical expenses, trip cancellation, or personal property. You must have your own travel insurance for these.
What your travel insurance should cover
Medical Coverage
- What to Do in Case of Emergency
Trip Protection
- Trip cancellation and interruption
- Lost or delayed baggage
- Flight delays
Adventure Activity Coverage
Check this carefully: many standard policies exclude adventure activities. Make sure yours explicitly covers:
- Quad biking / ATV riding
- Dune buggy driving
- 4x4 off-road driving
- Camel trekking
- Desert camping
- Sandboarding
Recommended Insurance Providers
While we do not endorse any specific provider, the following companies offer policies that cover adventure activities in Morocco:
- World Nomads
- Allianz Travel Insurance
- AXA Travel Insurance
- IMG Global
Always read the policy details carefully to ensure it covers your specific activities.
Health Considerations
Before traveling to Morocco, consider:
- Consult your doctor before traveling
- Bring any prescription medications
- Stay hydrated in the desert heat
Frequently Asked Questions
Why insurance matters for adventure travel
Our tours include the vehicle insurance required in Morocco, but that is not the same as personal travel insurance. A good policy covers you for medical treatment, evacuation, cancelled flights and lost luggage, things no tour operator can cover for you. For off-road activities, it is worth checking the small print before you travel.
What to check in your policy
- That adventure activities such as quad biking, buggies or motorcycling are covered, sometimes as an add-on.
- Medical cover and emergency evacuation, including from remote areas.
- Cancellation and interruption cover that matches the value of your trip.
- Any age limits or conditions for pre-existing medical issues.
- Whether riding as a driver or a passenger makes a difference.
Our own safety measures
Guides carry first-aid kits and phones, routes are planned around access for help, and every rider gets safety equipment. Read the details on our safety page and in our adventure travel safety tips.
Before you book
Buy insurance as soon as you book your trip, so cancellation cover starts early. Check entry requirements for your nationality, and ask us if your insurer needs written details of the activities included in your tour.